{"id":187,"date":"2026-10-14T05:23:23","date_gmt":"2026-10-14T05:23:23","guid":{"rendered":"https:\/\/therupix.in\/blog\/?p=187"},"modified":"2026-10-14T05:23:23","modified_gmt":"2026-10-14T05:23:23","slug":"what-is-flexi-cap-fund","status":"publish","type":"post","link":"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/","title":{"rendered":"What Is Flexi Cap Fund? Meaning, Features &#038; Benefits"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">There are funds for those investors who want to invest in the stock market. While some funds invest in companies only others invest only in companies. But those investors who want to invest in all these kinds of companies in a single portfolio should go for the flexible capital mutual funds dot.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By investing in companies of different sizes, the fund managers can make changes in their portfolios according to the market and investors\u2019 needs.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_87 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#What_Is_Flexi_Cap_Fund\" >What Is Flexi Cap Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Flexi_Cap_Fund_Meaning_With_Example\" >Flexi Cap Fund Meaning With Example<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#How_Do_Flexi_Cap_Funds_Work\" >How Do Flexi Cap Funds Work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Key_Features_of_Flexi_Cap_Funds\" >Key Features of Flexi Cap Funds<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Flexibility_in_the_Allocation_of_Investment\" >Flexibility in the Allocation of Investment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Diversity_in_the_Equity_Market\" >Diversity in the Equity Market<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Professional_Management\" >Professional Management<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Long-term_Focus\" >Long-term Focus<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Different_Modes_of_Investment\" >Different Modes of Investment<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Advantages_of_Investing_in_Flexi_Cap_Funds\" >Advantages of Investing in Flexi Cap Funds<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Investment_Across_Various_Market_Cap\" >Investment Across Various Market Cap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Flexibility_to_the_Manager_in_Changing_Market_Conditions\" >Flexibility to the Manager in Changing Market Conditions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#A_Diversified_Portfolio_of_Investments\" >A Diversified Portfolio of Investments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#The_Potential_for_Long-term_Appreciation\" >The Potential for Long-term Appreciation<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Risks_Related_to_Flexi_Cap_Funds\" >Risks Related to Flexi Cap Funds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Difference_Between_Flexi_Cap_Funds_and_Multi_Cap_Funds\" >Difference Between Flexi Cap Funds and Multi Cap Funds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Who_Should_Invest_in_Flexi_Cap_Funds\" >Who Should Invest in Flexi Cap Funds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Guidelines_for_Choosing_a_Flexi_Cap_Mutual_Fund\" >Guidelines for Choosing a Flexi Cap Mutual Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Taxation_of_Flexi_Cap_Fund_in_India\" >Taxation of Flexi Cap Fund in India<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Applicable_from_FY_2023-24\" >Applicable from FY 2023-24:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/therupix.in\/blog\/what-is-flexi-cap-fund\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_Flexi_Cap_Fund\"><\/span>What Is Flexi Cap Fund?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Flexi cap fund refers to an open-end equity mutual fund that invests in large-cap, mid-cap and small-cap companies. The fund manager doesn\u2019t need to follow a specific ratio between them but can invest in any of these companies as he wants.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to SEBI guidelines, at least 65% of a fund\u2019s total assets should be invested in equity and equity-related instruments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.sebi.gov.in\/legal\/circulars\/feb-2026\/categorization-and-rationalization-of-mutual-fund-schemes_99983.html\">SEBI\u2019s mutual fund categorisation circular<\/a> sets out the category requirements for flexi cap and other mutual fund schemes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The rest of the money is invested in other assets according to the investment objective of the scheme.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Flexi cap funds aim to deliver capital gains to the investors by investing in growth-oriented firms.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Flexi_Cap_Fund_Meaning_With_Example\"><\/span>Flexi Cap Fund Meaning With Example<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">To understand the meaning of flexi cap fund let\u2019s see one example.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Let\u2019s say there is a flexi cap mutual fund scheme with \u20b91,000 crores under its assets. The fund manager can initially distribute it in the following way:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Large-cap stocks: 60%<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mid-cap stocks: 25%<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Small-cap stocks: 15%<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Now assume that large-cap stocks have become attractive due to some reasons. The fund manager can increase his allocation in large-cap stocks to 75% and decrease it in mid and small-cap stocks. This is because there is no restriction on a flexi cap scheme on the percentage of investment in large, mid and small-cap stocks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even though the fund manager can rebalance his portfolio, he may not get better returns.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-theme-palette-14-background-color has-background wp-element-button\" href=\"https:\/\/therupix.in\/mutual-funds\/\">Explore Mutual Funds on Rupix<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Do_Flexi_Cap_Funds_Work\"><\/span>How Do Flexi Cap Funds Work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Flexi cap funds work as a combination of the money of different investors and invest it in the shares of different companies with different market value.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before investing, a fund manager analyses the situation of the company, its performance, financial status, growth and many other factors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These funds can invest in large-cap companies as well as small-cap companies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The fund manager can change the asset allocation according to the market conditions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The returns earned by the investors depend upon the performance of the fund.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Explore <a href=\"https:\/\/therupix.in\/mutual-funds\/\">mutual fund NAV and returns on Rupix<\/a> as a starting point for research. Confirm scheme details in the AMC\u2019s latest documents.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Features_of_Flexi_Cap_Funds\"><\/span>Key Features of Flexi Cap Funds<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Flexibility_in_the_Allocation_of_Investment\"><\/span>Flexibility in the Allocation of Investment<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This scheme does not require any specific allocation in percentages in the investment in large-cap, medium-cap or small-cap stocks. The fund manager can allocate the money according to his own research and analysis.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Diversity_in_the_Equity_Market\"><\/span>Diversity in the Equity Market<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">As this scheme allows the fund manager to invest in different categories and sectors, it diversifies the portfolio of the investors.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Professional_Management\"><\/span>Professional Management<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The fund manager takes care of the fund by making proper analysis of the companies, keeping track of the market and monitoring the portfolio.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Long-term_Focus\"><\/span>Long-term Focus<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This scheme focuses on the long-term appreciation of the money invested by the investors through investments in the equity market.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Different_Modes_of_Investment\"><\/span>Different Modes of Investment<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You can make different ways of investing in this scheme, such as \u2013 SIP or lump sum.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Advantages_of_Investing_in_Flexi_Cap_Funds\"><\/span>Advantages of Investing in Flexi Cap Funds<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Investment_Across_Various_Market_Cap\"><\/span>Investment Across Various Market Cap<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Flexi cap funds allow investing in the shares of big, medium and small companies. Thus, it allows the investors to enter into different segments of the stock market.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Flexibility_to_the_Manager_in_Changing_Market_Conditions\"><\/span>Flexibility to the Manager in Changing Market Conditions<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The fund managers can make changes in their portfolio according to the changing valuation of the market.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"A_Diversified_Portfolio_of_Investments\"><\/span>A Diversified Portfolio of Investments<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Exposure to different companies and different sectors helps in diversification.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Potential_for_Long-term_Appreciation\"><\/span>The Potential for Long-term Appreciation<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Appreciation of the value of the investments made in the stocks of large-cap, mid-cap and small-cap companies that have strong fundamentals and promising growth prospects can deliver capital gains in the long run.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risks_Related_to_Flexi_Cap_Funds\"><\/span>Risks Related to Flexi Cap Funds<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Flexi cap funds, like other equity mutual funds, have various risks associated with them.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Market Volatility:<\/strong> Price variations in the stock market can influence both the NAV and the overall returns from the fund.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Mid and Small Cap Risk:<\/strong> Mid and small-cap stocks have a higher chance of being volatile and less liquid than large-cap ones.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Poor Performance Risk: <\/strong>The fund\u2019s performance may deteriorate due to inappropriate stock selection or underperformance of the chosen ones.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Concentration Risk: <\/strong>A fund may have a significant concentration of risk due to its heavy reliance on a few stocks or industries.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Uncertain Returns:<\/strong> Flexi cap funds do not guarantee that an investor will profit from their initial investment; instead, they carry the danger of losing money if they are poorly managed during a market downturn.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Difference_Between_Flexi_Cap_Funds_and_Multi_Cap_Funds\"><\/span>Difference Between Flexi Cap Funds and Multi Cap Funds<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Though both schemes invest in large, mid and small-cap companies, both have some differences like:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Basis<\/td><td>Flexi Cap Funds<\/td><td>Multi Cap Funds<\/td><\/tr><tr><td>Minimum equity exposure<\/td><td>65%<\/td><td>75%<\/td><\/tr><tr><td>large cap investment<\/td><td>No fixed minimum<\/td><td>At least 25%<\/td><\/tr><tr><td>mid cap investment<\/td><td>No fixed minimum<\/td><td>At least 25%<\/td><\/tr><tr><td>small cap investment<\/td><td>No fixed minimum<\/td><td>At least 25%<\/td><\/tr><tr><td>Allocation flexibility<\/td><td>More flexible<\/td><td>Subject to fixed minimums<\/td><\/tr><tr><td>Portfolio strategy<\/td><td>Based on fund manager&#8217;s assessment<\/td><td>Maintains exposure to all three categories<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Flexi cap funds offer more flexibility than multi cap funds in terms of portfolio allocation, while multi cap funds require a minimum allocation to each category of stocks. Both schemes differ in their portfolio strategies; flexi cap funds allow the fund managers to make decisions based on their assessments, whereas multi cap funds always maintain exposure to all three categories of stocks.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_Should_Invest_in_Flexi_Cap_Funds\"><\/span>Who Should Invest in Flexi Cap Funds?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Flexi cap funds can be a suitable choice for those investors who want to build wealth through long-term stock market investments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These funds are appropriate for those investors who can bear the risks and lock their money for five or more years.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These funds attract those investors who want to invest in a variety of market-cap segments but do not want to invest separately in different funds.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, investors who seek assured returns and have a short-term need for their money should not invest in flexi cap funds.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Guidelines_for_Choosing_a_Flexi_Cap_Mutual_Fund\"><\/span>Guidelines for Choosing a Flexi Cap Mutual Fund<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Choosing a flexi cap mutual fund needs due diligence. Here are some guidelines for selecting one:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Performance Analysis:<\/strong> Study the performance of the fund against its benchmark and similar funds over different time horizons.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Expense Ratio:<\/strong> Look at the fund\u2019s expense ratio to understand how much it deducts from the assets to pay for expenses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Fund Manager Experience:<\/strong> Research the fund manager\u2019s credentials and his ability to navigate the markets.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Portfolio Composition:<\/strong> Look at the fund\u2019s portfolio to see how much it has allocated to large-cap, mid-cap and small-cap stocks and its sectoral exposure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Risk-Adjusted Returns:<\/strong> Look for a fund with lower volatility and risk rather than one with consistently high returns.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Financial Needs:<\/strong> Pick the fund that fits your financial requirements and time horizon.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-theme-palette-14-background-color has-background wp-element-button\" href=\"https:\/\/therupix.in\/mutual-funds\/\">View Mutual Fund NAV &amp; Returns<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Taxation_of_Flexi_Cap_Fund_in_India\"><\/span>Taxation of Flexi Cap Fund in India<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Flexi cap fund falls under the taxation of equity-oriented mutual funds if it meets the required conditions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The taxation of short-term and long-term capital gains for equity mutual funds is as follows:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Applicable_from_FY_2023-24\"><\/span>Applicable from FY 2023-24:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Short Term Capital Gains (STCG): <\/strong>Taxed at 20% on the gains from the sale of qualifying equity mutual fund units held for less than twelve months.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Long Term Capital Gains (LTCG):<\/strong> Taxed at 12.5% on the total long-term capital gains from the sale of qualifying equity mutual fund units held for twelve months or more than twelve months in a FY if the gains exceed \u20b91.25 lakh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Applicable surcharge and cess, if any, will be levied on the amount of tax, so it\u2019s essential to consult the relevant laws and your tax advisor to know your liabilities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Check the <a href=\"https:\/\/www.incometaxindia.gov.in\/w\/treatment-of-income-from-different-sources-1\">Income Tax Department\u2019s guidance on capital gains<\/a> and obtain advice for your own circumstances.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Flexi cap funds allow the investors for the flexibility to invest in companies with different market valuation without any specific allocation to them. By investing in such funds, the fund managers can make changes in their portfolio according to the market situation. The Flexi Cap Funds can be a good choice for those who want to make long-term investments in equities. However, some factors should be taken into consideration.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-theme-palette-14-background-color has-background wp-element-button\" href=\"https:\/\/therupix.in\/mutual-funds\/\">Browse Mutual Fund Data<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1791954498519\"><strong class=\"schema-faq-question\">What is Flexi Cap Fund simply explained?<\/strong> <p class=\"schema-faq-answer\">Flexi cap funds are equity mutual funds that do not follow a specific ratio in the allocation of investment in Large cap, mid cap and small cap companies.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1791954505107\"><strong class=\"schema-faq-question\">What is the main aim of flexi cap funds?<\/strong> <p class=\"schema-faq-answer\">The main objective of a flexi cap fund is to create wealth for the investors by investing in large, medium and small companies in the long run.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1791954513611\"><strong class=\"schema-faq-question\">Can beginners consider investing in flexi cap funds?<\/strong> <p class=\"schema-faq-answer\">A beginner can consider investing in flexi cap funds if he understands the risks involved in the equity market, has the risk-bearing capacity and has a long-term view.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1791954522699\"><strong class=\"schema-faq-question\">What is the minimum investment amount for a flexi cap fund?<\/strong> <p class=\"schema-faq-answer\">The minimum fund amount depends on the mutual fund scheme. Some flexi cap funds allow SIPs starting with as low as \u20b9100 or \u20b9500, while others may have a higher minimum investment amount.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1791954531857\"><strong class=\"schema-faq-question\">Can flexi cap funds invest entirely in large cap stocks?<\/strong> <p class=\"schema-faq-answer\">Yes, a flexi cap fund can invest entirely in large cap stocks if the fund\u2019s prospectus allows it.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1791954545320\"><strong class=\"schema-faq-question\">Should you choose flexi cap or large cap funds?<\/strong> <p class=\"schema-faq-answer\">Both the funds have different objectives. Large cap funds invest only in large-cap stocks whereas flexi cap funds can invest in large, mid and small-cap stocks. Thus, investors with different risk appetites and investment horizons choose both the funds.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1791954550651\"><strong class=\"schema-faq-question\">How long should investors stay invested in flexi cap funds?<\/strong> <p class=\"schema-faq-answer\">Investors should consider a five-year or more time horizon for such funds to mitigate risks associated with short-term market fluctuations as positive returns are not guaranteed.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1791954558520\"><strong class=\"schema-faq-question\">Can investors start a SIP to invest regularly in flexi cap funds?<\/strong> <p class=\"schema-faq-answer\">Yes, investors can start a SIP to invest in flexi cap funds, depending on the fund\u2019s minimum investment requirements and the frequency of instalments they choose.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1791954571313\"><strong class=\"schema-faq-question\">Do flexi cap funds guarantee returns?<\/strong> <p class=\"schema-faq-answer\">No, these funds do not guarantee returns as their performance depends on the market conditions and their risk exposure.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1791954580250\"><strong class=\"schema-faq-question\">Can flexi cap fund investments be withdrawn anytime?<\/strong> <p class=\"schema-faq-answer\">Since flexi cap funds are open-ended, investors can withdraw their money on any business day; however, exit loads and taxes may apply.<\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>There are funds for those investors who want to invest in the stock market. While some funds invest in companies only others invest only in companies. But those investors who want to invest in all these kinds of companies in a single portfolio should go for the flexible capital mutual funds dot. By investing in&#8230;<\/p>\n","protected":false},"author":2,"featured_media":188,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[28],"tags":[],"class_list":["post-187","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutal-fund"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Is a Flexi Cap Fund? 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